Navigating November Changes: Sleep, Insurance, and Elections

In November, significant changes will occur in the United States, impacting our health and daily routines. Daylight Saving Time ends on November 2, leading to shorter days. Health insurance enrollments for Medicare and Marketplace plans open, while state and local elections on November 4 will influence community health resources and services. Anticipating these changes helps us plan ahead and avoid feeling stressed.

Updated November 8, 2025

Change often seems to happen slowly, especially when we want something quickly. Sometimes change happens suddenly and dramatically, like when the world was plunged into a viral pandemic six years ago.

Some notable changes will happen in November, at least in the United States, and they can have a direct effect on our individual and collective health.

  • Time- from Daylight Saving to Standard
  • Healthcare-changing Medicare, ACA, or employer-sponsored health plans
  • Elections-Voters choose among candidates to fill multiple federal, state, and local offices

Daylight Saving Time ends on November 2

In most of the United States and Canada, we will resume standard time on Sunday, November 2 at 2 AM. Unless you’re awake at that time, you’ll probably want to change your clocks before going to bed Saturday night. (Although many clocks change automatically now.)

That means sunsets will come even earlier than they have been, and there will be fewer daylight hours until the first day of winter, December 21. If you live south of the equator, you welcome more sunshine instead.

Some people may not feel any different as far as sleep and sleepiness due to the change. For most people, “falling back” is less disruptive to sleep than “springing forward.”

Here are some tips to help you adjust to the new day-night schedule of light and dark.

Night before and morning of

  1. Keep your regular bedtime the night before — treat the clock change like a normal night of sleep so you preserve your circadian rhythm.
  2. Avoid a late bedtime because of the “extra” hour — going to bed much later undermines the benefit of the gained hour.
  3. Wake at your usual time on Monday even if you feel rested; consistent wake times anchor sleep timing and help adjust quickly.

Gradual schedule shift if you’re sensitive

  1. Shift sleep-wake by 15–30 minutes for 2–3 days before if you know you’re sensitive to schedule changes.
  2. Split the difference after the change by keeping the new clock time but nudging bedtime slightly earlier for a few nights.

Use light strategically

  1. Get bright morning light as soon as practical after waking to advance circadian timing and reduce morning grogginess.
  2. Dim evening light and avoid screens 60–90 minutes before bed to encourage melatonin production and earlier sleep onset.
Photo by Ketut Subiyanto on Pexels.com

Health Insurance Enrollment for 2025

Many people have a chance to change their health insurance in November.

Medicare is available to anyone at age 65 and certain other people. Enrollees can make changes from October 15 to December 7.

Medicare Advantage Plans (Part C)Medicare CostPlans,Demonstrations/Pilots, and Program of All-inclusive Care for the Elderly (PACE).

If you aren’t eligible for Medicare or an employer-sponsored insurance plan, you may get coverage through the Health Insurance Marketplace, with open enrollment starting November 1 through January 15.

If you are covered by an employer-sponsored health plan, you may be required to sign up for next year’s coverage, especially if you want to change coverage options. Otherwise, you may automatically be enrolled into the same plan.

Whatever plan you choose, you should carefully evaluate options, especially out-of-pocket costs. In a previous post, I reported on the problem of medical debt, due to unexpected expenses not covered by insurance.

Your out-of-pocket medical expenses may increase with a less expensive insurance plan if it requires higher deductibles and co-pays than a plan with higher premiums. You should consider the cost of anticipated health care as you choose coverage.

How to Pay for Medical Care: A Guide for Americans

In this post I review how people pay for their healthcare. In the U.S., medical care financing includes employer-provided insurance, Medicaid, Medicare, the Affordable Care Act, and COBRA. Eligibility for these programs varies based on income, age, and employment status. Additional financial assistance exists through Medicare Savings Programs and nonprofit organizations, helping manage medical bills…

Keep reading

November 4-United States Elections

You may think this is not an election year. That is correct as far as federal elections, as for President, Senators, and Representatives.

However, many state and local elections will be held on Tuesday November 4. These include elections of governors, state supreme court justices, attorneys general, and other state offices.

These elections cover a mix of executive, legislative, judicial, and local offices. Special elections may also be held to fill vacancies in Congress.

New York City, the most populous city in the United States, will elect a new mayor in 2025.
Photo by Dr. Aletha

Several major U.S. cities will elect mayors this year, including.

  • New York City
  • Charlotte
  • Seattle
  • Boston
  • Detroit
  • Albuquerque
  • Atlanta
  • Miami
  • Minneapolis
  • Cleveland
  • Cincinnati
  • Pittsburgh
  • Saint Paul
  • Greensboro
  • Jersey City
  • Durham
  • Buffalo
  • Toledo

(This list was compiled with the use of AI)

📌 Note: Election dates and contests can vary by locality. It’s always best to check with your local election office for the most accurate and up-to-date information.

You can also find election information at Ballotpedia.

Notable results

On November 4, voters elected Mikie Sherrill as governor of New Jersey (the first woman Democrat to hold that office).

Abigail Spanberger is the first woman elected governor of Virginia.

Michelle Wu was reelected mayor of Boston, Massachusetts. She was the first woman elected to that office in 2021.

Zohran Mamdani, a relative newcomer to politics and self-described “democratic socialist”, was elected mayor of New York City, the largest city in the United States.

Boston Massachusetts elects a new mayor in 2025. photo by Dr. Aletha

How Voting Affects Your Health

State and local governments play a vital role in our communities by funding, organizing, and regulating essential health services. State health departments set public health policies, direct disease prevention programs, and manage emergency responses.

Some local governments operate health departments and clinics that provide direct care like vaccinations, maternal health services, and screenings. They also monitor water quality, food safety, and environmental hazards, keeping us safer. 

Since elected officials oversee these services, voting in local elections directly impacts the quality and availability of care. Local leaders decide budgets for hospitals, mental health programs, and emergency medical services, and they influence partnerships with schools, nonprofits, and first responders.

When we vote, we choose the decision-makers who determine how resources are allocated, which programs are prioritized, and how quickly communities can respond to crises. Thus, local elections shape the health systems that touch our lives every day—making participation vital for strong, resilient communities. 

Navigating Your Changes

  1. What changes do you anticipate this month, or before year-end?
  2. What will these changes mean for you?
  3. What do you need to know and do now to be ready?

Exploring the HEART of Health

I’d love for you to follow this blog. I share information and inspiration to help you turn health challenges into health opportunities.

Add your name to the subscribe box to be notified of new posts by email. Click the link to read the post and browse other content. It’s that simple. No spam.

I enjoy seeing who is new to Watercress Words. When you subscribe, I will visit your blog or website. Thanks and see you next time.

Dr. Aletha

What to Remember in November

Daylight Saving Time ends on November 3, causing sunsets to arrive earlier. In November, individuals can adjust health insurance plans during open enrollment periods, including Medicare and the Health Insurance Marketplace. Additionally, November 5 is Election Day, where voters select electors for the Electoral College, culminating in Inauguration Day on January 20, 2025. Please vote, it matters.

Daylight Saving Time ends November 3

Some of us will be in new time zones. Maybe not completely new, but our time will change by one hour as Daylight Saving Time ends and we resume standard time on November 3.

That means sunsets will come even earlier than they have been, and there will be fewer daylight hours until the first day of winter, December 21. If you live south of the equator, you welcome more sunshine instead.

For most people, “falling back” is less disruptive to sleep than “springing forward.” To make the adjustment a little easier, you can adjust your sleep/wake schedule gradually in the mornings and/or evenings a week before the change.

Otherwise, when the time changes you can enjoy sleeping an extra hour (if you can) or waking up earlier than usual until your body adjusts

Photo by Ketut Subiyanto on Pexels.com

Health Insurance Enrollment for 2025

Many people have a chance to change their health insurance in November.

For Medicare recipients, October 15 through December 7 is open enrollment where we can change from regular Medicare to an Advantage Plan. Or, if you are already in an Advantage Plan, you can switch to a different one.

Medicare is available to anyone at age 65 and certain other people.

Medicare health plans provide 

Part A (Hospital Insurance) and Part B (Medical Insurance) benefits to people with Medicare. These plans are generally offered by private companies that contract with Medicare. They include 

Medicare Advantage Plans (Part C)Medicare CostPlans,Demonstrations/Pilots, and Program of All-inclusive Care for the Elderly (PACE).

Medicare Part D covers prescription drugs.

a Medicare Advantage plan offered by UnitedHealthcare

If you aren’t eligible for Medicare or an employer-sponsored insurance plan, you may get coverage through the Health Insurance Marketplace, with open enrollment starting November 1. This program was established by the Affordable Care Act, also known as ObamaCare.

If you are covered by an employer-sponsored health plan, you may be required to sign up for next year’s coverage, especially if you want to change coverage options. Otherwise, you may automatically be enrolled into the same plan.

Whatever plan you choose, you should carefully evaluate your options, especially out-of-pocket costs. In a previous post, I reported on the problem of medical debt which often occurs due to unexpected expenses not covered by insurance.

A less expensive insurance plan could cost more if it requires higher deductibles and co-pays than you would with a plan with higher premiums. You should consider the cost of anticipated health care as you choose coverage while planning for unexpected medical expenses.

Photo by Edmond Dantu00e8s on Pexels.com

November 5-United States Election

The official day to vote is Tuesday, November 5, but millions of people have already voted. My husband and I voted on Halloween, a first for us.

But technically, we do not elect the President and Vice-President that day. Here is how it works.

Timeline of key presidential election dates
  • Nov. 5, 2024—Election Day
    The voters in each state choose electors to serve in the Electoral College.
  • By Dec. 11, 2024—Electors appointed
    The executive of each state signs the Certificate of Ascertainment to appoint the electors chosen in the general election.
  • Dec. 17, 2024—Electors vote
    The electors in each state meet to select the president and vice president of the United States.
  • Jan. 6, 2025—Congress counts the vote
    Congress meets in joint session to count the electoral votes.
  • Jan. 20, 2025—Inauguration Day
    The president-elect is sworn in as president of the United States.

Source: The National Archives and Records Administration

Let’s all do our part to ensure a fair, safe, secure, and trustworthy election. Be careful what you share on social media; don’t believe everything others share.

Remember that elections involve people, and people make mistakes. A mistake is not cheating. Recognized mistakes should be acknowledged and corrected. Unsubstantiated accusations, threats, and violence are unacceptable. Cheating should be proven and guilty people held accountable.

Remember the people running elections in your community are your neighbors, and treat them as such. Consider volunteering yourself.

January 6, 2021 happened once, it doesn’t have to happen again.

Photo by cottonbro on Pexels.com

Exploring the HEART of Health

I’d love for you to follow this blog. I share information and inspiration to help you turn health challenges into health opportunities.

Add your name to the subscribe box to be notified of new posts by email. Click the link to read the post and browse other content. It’s that simple. No spam.

I enjoy seeing who is new to Watercress Words. When you subscribe, I will visit your blog or website. Thanks and see you next time.

Dr. Aletha