Navigating November Changes: Sleep, Insurance, and Elections

In November, significant changes will occur in the United States, impacting our health and daily routines. Daylight Saving Time ends on November 2, leading to shorter days. Health insurance enrollments for Medicare and Marketplace plans open, while state and local elections on November 4 will influence community health resources and services. Anticipating these changes helps us plan ahead and avoid feeling stressed.

Updated November 8, 2025

Change often seems to happen slowly, especially when we want something quickly. Sometimes change happens suddenly and dramatically, like when the world was plunged into a viral pandemic six years ago.

Some notable changes will happen in November, at least in the United States, and they can have a direct effect on our individual and collective health.

  • Time- from Daylight Saving to Standard
  • Healthcare-changing Medicare, ACA, or employer-sponsored health plans
  • Elections-Voters choose among candidates to fill multiple federal, state, and local offices

Daylight Saving Time ends on November 2

In most of the United States and Canada, we will resume standard time on Sunday, November 2 at 2 AM. Unless you’re awake at that time, you’ll probably want to change your clocks before going to bed Saturday night. (Although many clocks change automatically now.)

That means sunsets will come even earlier than they have been, and there will be fewer daylight hours until the first day of winter, December 21. If you live south of the equator, you welcome more sunshine instead.

Some people may not feel any different as far as sleep and sleepiness due to the change. For most people, “falling back” is less disruptive to sleep than “springing forward.”

Here are some tips to help you adjust to the new day-night schedule of light and dark.

Night before and morning of

  1. Keep your regular bedtime the night before — treat the clock change like a normal night of sleep so you preserve your circadian rhythm.
  2. Avoid a late bedtime because of the “extra” hour — going to bed much later undermines the benefit of the gained hour.
  3. Wake at your usual time on Monday even if you feel rested; consistent wake times anchor sleep timing and help adjust quickly.

Gradual schedule shift if you’re sensitive

  1. Shift sleep-wake by 15–30 minutes for 2–3 days before if you know you’re sensitive to schedule changes.
  2. Split the difference after the change by keeping the new clock time but nudging bedtime slightly earlier for a few nights.

Use light strategically

  1. Get bright morning light as soon as practical after waking to advance circadian timing and reduce morning grogginess.
  2. Dim evening light and avoid screens 60–90 minutes before bed to encourage melatonin production and earlier sleep onset.
Photo by Ketut Subiyanto on Pexels.com

Health Insurance Enrollment for 2025

Many people have a chance to change their health insurance in November.

Medicare is available to anyone at age 65 and certain other people. Enrollees can make changes from October 15 to December 7.

Medicare Advantage Plans (Part C)Medicare CostPlans,Demonstrations/Pilots, and Program of All-inclusive Care for the Elderly (PACE).

If you aren’t eligible for Medicare or an employer-sponsored insurance plan, you may get coverage through the Health Insurance Marketplace, with open enrollment starting November 1 through January 15.

If you are covered by an employer-sponsored health plan, you may be required to sign up for next year’s coverage, especially if you want to change coverage options. Otherwise, you may automatically be enrolled into the same plan.

Whatever plan you choose, you should carefully evaluate options, especially out-of-pocket costs. In a previous post, I reported on the problem of medical debt, due to unexpected expenses not covered by insurance.

Your out-of-pocket medical expenses may increase with a less expensive insurance plan if it requires higher deductibles and co-pays than a plan with higher premiums. You should consider the cost of anticipated health care as you choose coverage.

How to Pay for Medical Care: A Guide for Americans

In this post I review how people pay for their healthcare. In the U.S., medical care financing includes employer-provided insurance, Medicaid, Medicare, the Affordable Care Act, and COBRA. Eligibility for these programs varies based on income, age, and employment status. Additional financial assistance exists through Medicare Savings Programs and nonprofit organizations, helping manage medical bills…

Keep reading

November 4-United States Elections

You may think this is not an election year. That is correct as far as federal elections, as for President, Senators, and Representatives.

However, many state and local elections will be held on Tuesday November 4. These include elections of governors, state supreme court justices, attorneys general, and other state offices.

These elections cover a mix of executive, legislative, judicial, and local offices. Special elections may also be held to fill vacancies in Congress.

New York City, the most populous city in the United States, will elect a new mayor in 2025.
Photo by Dr. Aletha

Several major U.S. cities will elect mayors this year, including.

  • New York City
  • Charlotte
  • Seattle
  • Boston
  • Detroit
  • Albuquerque
  • Atlanta
  • Miami
  • Minneapolis
  • Cleveland
  • Cincinnati
  • Pittsburgh
  • Saint Paul
  • Greensboro
  • Jersey City
  • Durham
  • Buffalo
  • Toledo

(This list was compiled with the use of AI)

📌 Note: Election dates and contests can vary by locality. It’s always best to check with your local election office for the most accurate and up-to-date information.

You can also find election information at Ballotpedia.

Notable results

On November 4, voters elected Mikie Sherrill as governor of New Jersey (the first woman Democrat to hold that office).

Abigail Spanberger is the first woman elected governor of Virginia.

Michelle Wu was reelected mayor of Boston, Massachusetts. She was the first woman elected to that office in 2021.

Zohran Mamdani, a relative newcomer to politics and self-described “democratic socialist”, was elected mayor of New York City, the largest city in the United States.

Boston Massachusetts elects a new mayor in 2025. photo by Dr. Aletha

How Voting Affects Your Health

State and local governments play a vital role in our communities by funding, organizing, and regulating essential health services. State health departments set public health policies, direct disease prevention programs, and manage emergency responses.

Some local governments operate health departments and clinics that provide direct care like vaccinations, maternal health services, and screenings. They also monitor water quality, food safety, and environmental hazards, keeping us safer. 

Since elected officials oversee these services, voting in local elections directly impacts the quality and availability of care. Local leaders decide budgets for hospitals, mental health programs, and emergency medical services, and they influence partnerships with schools, nonprofits, and first responders.

When we vote, we choose the decision-makers who determine how resources are allocated, which programs are prioritized, and how quickly communities can respond to crises. Thus, local elections shape the health systems that touch our lives every day—making participation vital for strong, resilient communities. 

Navigating Your Changes

  1. What changes do you anticipate this month, or before year-end?
  2. What will these changes mean for you?
  3. What do you need to know and do now to be ready?

Exploring the HEART of Health

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Dr. Aletha

AI in Healthcare: Enhancing Patient Understanding

Although many patients find AI helpful for understanding medical information, experts caution about potential inaccuracies and privacy risks, urging careful use and verification of AI-generated responses.

This information is current as of the date of original publication or update. It may have changed by the time you read this. I invite you to fact-check what you read here.

This information is not intended for diagnosis or treatment. Before making health decisions, discuss with your physician or other qualified healthcare provider to decide what is right for you.

I recently had a medical procedure and when the results came into my patient portal, I logged in to read the results. The diagnosis was something I don’t have much professional experience with, so I did what many patients to with their medical information. I went online and searched for information.

Although this time I didn’t stop with a search engine. I used an AI assistant and was amazed at how easy it was not only to read information but also to ask questions and receive an answer. It even suggested additional resources and next steps.

Then I found this article on KFF indicating that I am not alone. And probably many of you have already used AI for this and other purposed. So I am sharing it here.

An AI Assistant Can Interpret Those Lab Results for You

(Edited for readability and length.)

written by Kate Ruder, September 15, 2025

When Judith Miller had routine blood work done in July, she got a phone alert the same day that her lab results were posted online. So, when her doctor messaged her the next day that her overall tests were fine, Miller wrote back to ask about the elevated carbon dioxide and low anion gap listed in the report.

While the 76-year-old Milwaukee resident waited to hear back, Miller did something patients increasingly do when they can’t reach their health care team. She put her test results into Claude and asked the AI assistant to evaluate the data.

Medical Records plus AI equals Understanding

“Claude helped give me a clear understanding of the abnormalities,” Miller said. The generative AI model didn’t report anything alarming, so she wasn’t anxious while waiting to hear back from her doctor, she said.

Patients have unprecedented access to their medical records, often through online patient portals such as MyChart. Federal law requires health organizations to immediately release electronic health information, such as notes on doctor visits and test results.

Screenshot of the MyChart app

A study published in 2023 found that 96% of patients surveyed want immediate access to their records, even if their provider hasn’t reviewed them.

And many patients are using large language models, or LLMs, like OpenAI’s ChatGPT, Anthropic’s Claude, and Google’s Gemini, to interpret their records.

Use AI for Health Cautiously

That help comes with some risk, though. Physicians and patient advocates warn that AI chatbots can produce wrong answers and that sensitive medical information might not remain private.

Yet, most adults are cautious about AI and health. Fifty-six percent of those who use or interact with AI are not confident that information provided by AI chatbots is accurate, according to a 2024 KFF poll. (KFF is a health information nonprofit that includes KFF Health News.)

“LLMs are theoretically very powerful and they can give great advice, but they can also give truly terrible advice depending on how they’re prompted,”

Adam Rodman, internist at Beth Israel Deaconess Medical Center

Adam Rodman Is an internist at Beth Israel Deaconess Medical Center in Massachusetts and the chair of a steering group on generative AI at Harvard Medical School.

Justin Honce, a neuroradiologist at UCHealth in Colorado, said it can be very difficult for patients who are not medically trained to know whether AI chatbots make mistakes.

“Ultimately, it’s just the need for caution overall with LLMs. With the latest models, these concerns are continuing to get less and less of an issue but have not been entirely resolved,” Honce said.

Rodman has seen a surge in AI use among his patients in the past six months. In one case, a patient took a screenshot of his hospital lab results on MyChart then uploaded them to ChatGPT to prepare questions ahead of his appointment.

Rodman said he welcomes patients’ showing him how they use AI, and that their research creates an opportunity for discussion.

Roughly 1 in 7 adults over 50 use AI to receive health information, according to a recent poll from the University of Michigan, while 1 in 4 adults under age 30 do so, according to the KFF poll.

Photo by Beyzaa Yurtkuran on Pexels.com

Should AI Give Medical Advice?

Using the internet to advocate for better care for oneself isn’t new. Patients have traditionally used websites such as WebMD, PubMed, or Google to search for the latest research and have sought advice from other patients on social media platforms like Facebook or Reddit.

But AI chatbots’ ability to generate personalized recommendations or second opinions in seconds is novel.

Liz Salmi, communications and patient initiatives director at OpenNotes, an academic lab at Beth Israel Deaconess that advocates for transparency in health care, had wondered how good AI is at interpretation, specifically for patients.

In a proof-of-concept study published this year, Salmi and colleagues analyzed the accuracy of ChatGPT, Claude, and Gemini responses to patients’ questions about a clinical note. All three AI models performed well, but how patients framed their questions mattered, Salmi said

For example, telling the AI chatbot to take on the persona of a clinician and asking it one question at a time improved the accuracy of its responses.

Are Medical Records Private with AI?

Privacy is a concern, Salmi said, so it’s critical to remove personal information like your name or Social Security number from prompts. Data goes directly to tech companies that have developed AI models, Rodman said, adding that he is not aware of any that comply with federal privacy law or consider patient safety

Sam Altman, CEO of OpenAI, warned on a podcast last month about putting personal information into ChatGPT.

“Many people who are new to using large language models might not know about hallucinations,” Salmi said, referring to a response that may appear sensible but is inaccurate.

For example, OpenAI’s Whisper, an AI-assisted transcription tool used in hospitals, introduced an imaginary medical treatment into a transcript, according to a report by The Associated Press.

Using generative AI demands a new type of digital health literacy that includes asking questions in a particular way, verifying responses with other AI models, talking to your health care team, and protecting your privacy online, said Salmi and Dave deBronkart, a cancer survivor and patient advocate who writes a blog devoted to patients’ use of AI.

Photo by Anna Shvets on Pexels.com

Can AI help physicians communicate results?

Patients aren’t the only ones using AI to explain test results. Stanford Health Care has launched an AI assistant that helps its physicians draft interpretations of clinical tests and lab results to send to patients.

Colorado researchers studied the accuracy of ChatGPT-generated summaries of 30 radiology reports, along with four patients’ satisfaction with them. Of the 118 valid responses from patients, 108 indicated the ChatGPT summaries clarified details about the original report.

But ChatGPT sometimes overemphasized or underemphasized findings, and a small but significant number of responses indicated patients were more confused after reading the summaries, said Honce, who participated in the preprint study.

Meanwhile, after four weeks and a couple of follow-up messages from Miller in MyChart, Miller’s doctor ordered a repeat of her blood work and an additional test that Miller suggested. The results came back normal.

Miller was relieved and said she was better informed because of her AI inquiries.

“It’s a very important tool in that regard,” Miller said. “It helps me organize my questions and do my research and level the playing field.”

KFF Health News is a national newsroom that produces in-depth journalism about health issues and is one of the core operating programs at KFF—an independent source of health policy research, polling, and journalism. Learn more about KFF.

Subscribe to KFF Health News’ free Morning Briefing.

This article first appeared on KFF Health News and is republished here under a Creative Commons Attribution-NoDerivatives 4.0 International License.

This article also appeared on NPR.ORG.

AI in Medical Education

I graduated from college, medical school, and residency without using a computer for training or patient care. When computers and the internet came into widespread use, medical education and medical practice changed to embrace that new technology.

Now AI is doing the same thing. Here you can learn how Harvard Medical School is building artificial intelligence into the curriculum to train the next generation of doctors.

Reader Reflection and Response

I hope you have learned something new in this post, or it confirms something you already knew.

How are you using technology to manage your healthcare? Do you use options such as

  • health record portals
  • online scheduling
  • video visits
  • internet search for medical information, with or without AI

Were you aware that doctors are using AI to create office notes and result summaries?

What concerns do you have about the value and safety of using AI in healthcare? What else do you need to know or want to learn about AI use ?

Cover Image

The cover image was created by the Jetpack AI Assistant from Automatic, Inc.

Exploring the HEART of Health

I hope the information in this post gives you inspiration.

I’d love for you to follow this blog. I share information and inspiration to help you turn health challenges into health opportunities.

Add your name to the subscribe box to be notified of new posts by email. Click the link to read the post and browse other content. It’s that simple. No spam.

I enjoy seeing who is new to Watercress Words. When you subscribe, I will visit your blog or website. Thanks and see you next time.

Medical stethoscope and heart on a textured background

Dr Aletha